One of the many people, 'blessed' by lord Serrano's attention and considerable help. Either he had some problem in the past, or a pipedream of sorts, he currently has nothing to worry about. Problems solved, dreams came true. Time to pay the bills.
If only people were a bit more grateful and could truly appreciate the fortune bestowed upon them.
When Debtor is defeated, hero adds random PHYSICAL, SOMATIC, MENTAL or VERBAL die to his hand.
When Debtor is defeated, hero may attempt to close current location.